Footage captured before the December 2025 blaze at Palace Hotel Kristall in Ariano Irpino, Italy, shows sparklers grazing the ceiling

For a Michigan family, it means going without insurance altogether. Less than three weeks remain until the expiration of COVID-era enhanced tax credits that have helped millions of Americans pay their monthly fees for Affordable Care Act coverage for the past four years. The Senate on Thursday rejected two proposals to address the problem and an emerging health care package from House Republicans does not include an extension, all but guaranteeing that many Americans will see much higher insur

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